When former Wall Street lawyer Jonathan Petts joined forces in 2016 with Rohan Pavuluri, then a research assistant in Harvard Law School’s Access to Justice Lab, and Mark Hansen, a software engineer, to create Upsolve, they had a simple but powerful vision: make bankruptcy filing as accessible as online tax preparation for Americans crushed by debt.

Today, their nonprofit has helped over 16,000 low-income families discharge more than $700 million in debt through Chapter 7 bankruptcy – all at no cost to users.

In this episode of LawNext, host Bob Ambrogi is joined by Petts, now Upsolve’s CEO, and Ben Jackson, an ex-Uber driver who joined Upsolve’s founding team after his first year of law school and who is now chief product officer. They share their personal journeys that led them to create Upsolve, from Petts’ experience as a big firm lawyer helping pro bono clients get fresh starts to Jackson’s own struggles with $60,000 in credit card debt.

They detail how Upsolve works, who it serves, and how they maintain quality while providing free services.They also discuss how they’re leveraging AI to expand their impact, their battle against unauthorized practice of law restrictions in a groundbreaking federal lawsuit in New York, and their mission to help Americans rebuild their financial futures.

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Photo of Bob Ambrogi Bob Ambrogi

Bob is a lawyer, veteran legal journalist, and award-winning blogger and podcaster. In 2011, he was named to the inaugural Fastcase 50, honoring “the law’s smartest, most courageous innovators, techies, visionaries and leaders.” Earlier in his career, he was editor-in-chief of several legal publications, including The National Law Journal, and editorial director of ALM’s Litigation Services Division.